1. Using expensive or undesirable types of credit costs too much and is negatively scored.
2. Accumulating too many lines of credit or too many credit cards causes credit report remarks like “too much consumer credit.”
3. Only paying the minimum due keeps balances too high. make sure you make it a habit to always pay more than minimum.
4. Maxing out your credit card will drop your score dramatically.
5. Cash advances from Credit cards cost higher interest rates and credit cards companies love you, when you do that.
6. Exceeding limits and having to pay over-limit fees is a negative with creditors and causes “high proportional amounts owed” remarks on credit reports and subtracts credit score points.
7. Charging more than you can afford causes a snowball effect of debt with no easy way to pay it off.
8. Ignoring credit problems causes unnecessary negative impact. Talk to your creditors, and give them a heads up that you are about to be late. This wontalways work, but sometimes creditors wont report it to bureaus.
9. Always report change of address to your creditors in a timely manner.

As the Forex market gets more and more attention with the deficit of the dollar looming, so are the Expert Advisors that drive the more powerful players of the Forex game.

Why do 90% of forex traders lose?  Traders are humans and like all humans, we suffer from greed. Like all humans, in crucial moments (or market conditions) we lack confidence, we have fear of what might happen and most importantly, we are usually (90% of the time) – inconsistent.

Taking this into consideration, 90% of traders will lose money in forex. They will consistantly give away their money to the other 10%.  This, together with the illusion of

becoming millionaires overnight trading some “guru’s” trading system from an ebook, is what keeps the Forex market a great business for Forex brokers and the so called guru’s.

An Expert Advisor is a “robot”. Robots beat humans at chess and they beat humans at trading.  An EA robot will watch the market for you, placing trades under certain

parameters (strategies), avoiding the fear, greed, lack of confidence and inconsistency which characterises most traders.

The Expert Advisor has a plan. It sticks to it no matter what, no matter how ugly or uncertain the market looks. It has no greed and will be running 24 hours a day for you.

Some quick highlights of the Kiss Trading System:

• Requires no technical indicators
• Uses a “Set and Forget” strategy to free up your time
• Makes only 1 trade per day at the same exact time
• Requires only 3 minutes per day (or less)
• Is fully automated with a metatrader Expert Advisor (EA)
• No losing month for over one year
• Averages +75 to +150 pips per month
• Average returns of 5-25% per month